Welcome to [Your Website Name]. By accessing or using our website, you agree to these Terms & Conditions (“Terms”). Please read them carefully before using our services.

1. Use of the Website

• You must be at least 13 years old to use our website.

• You agree to use the site only for lawful purposes.

• You are responsible for maintaining the confidentiality of your account credentials.

2. Courses and Content

• All courses, videos, and materials are owned by [Your Website Name] or its content creators.

• You may not copy, redistribute, or resell any content without permission.

• We reserve the right to remove or modify any content at any time.

3. Payments and Refunds

• Payment is required to access paid courses.

• Refunds may be issued according to our refund policy (if applicable).

• We use third-party payment processors to handle transactions securely.

4. User Accounts

• You are responsible for all activity that occurs under your account.

• We reserve the right to suspend or terminate accounts that violate these Terms.

5. Intellectual Property

All text, graphics, videos, and other materials are the intellectual property of [Your Website Name] or its licensors. Unauthorized use is prohibited.

6. Limitation of Liability

We are not liable for any damages resulting from your use (or inability to use) our website, including but not limited to data loss, loss of profits, or service interruptions.

7. Termination

We may terminate or suspend your access to our website without notice for violating these Terms.

8. Changes to the Terms

We may update these Terms at any time. Continued use of the site after changes means you accept the revised Terms.

9. Contact Information

If you have any questions about these Terms, contact us at [Your Contact Email].